Smishing (a combination of “SMS” and “phishing”) is a type of phishing attack where scammers use text messages (SMS) to deceive individuals into divulging sensitive information, such as passwords, credit card numbers, or other personal details. The attacker typically sends a message that appears to be from a trusted source, such as a bank, a government agency, or a well-known company, prompting the recipient to click on a link, call a phone number, or respond with personal information.
How to Avoid Smishing Attacks
Here are some strategies to help you avoid falling victim to smishing:
1. Be Skeptical of Unexpected Messages
- Question the Source: If you receive a message from an unknown number or an unexpected message from a known contact, be cautious.
- Verify the Sender: Contact the company or person directly using a known, trusted method to verify the authenticity of the message.
2. Do Not Click on Links
- Avoid Suspicious Links: Do not click on links in text messages from unknown or unverified senders. These links may lead to malicious websites designed to steal your information.
- Hover Over Links: On some devices, you can hover over a link (without clicking) to see where it leads. If the URL looks suspicious, do not proceed.
3. Do Not Share Personal Information
- Never Respond with Sensitive Information: Legitimate organizations will not ask for sensitive information (like passwords or credit card numbers) via text message.
- Avoid Sending Personal Details: Be cautious about what information you share over text, even if the request seems legitimate.
4. Look for Signs of a Scam
- Urgency and Threats: Be wary of messages that create a sense of urgency, such as claiming your account will be locked or that you owe money. Scammers often use scare tactics to pressure you into responding.
- Poor Grammar and Spelling: Many smishing attempts contain grammatical errors, spelling mistakes, or awkward phrasing. This is often a sign of a scam.
5. Use Security Software
- Install Security Apps: Use mobile security apps that can detect and block malicious messages or links.
- Keep Your Device Updated: Ensure your phone’s operating system and apps are up to date, as updates often include security enhancements.
6. Report Smishing Attempts
- Report to Authorities: If you receive a smishing message, report it to your mobile carrier or a relevant authority. Many carriers have a number you can forward the message to for investigation (e.g., “7726” in the U.S.).
- Notify the Company: If the message claims to be from a legitimate company, contact that company directly to report the phishing attempt.
7. Enable Two-Factor Authentication (2FA)
- Secure Your Accounts: Use 2FA on your accounts to add an extra layer of security. Even if a scammer obtains your credentials, they will be less likely to gain access to your accounts without the second factor.
By staying vigilant and following these precautions, you can significantly reduce the risk of falling victim to smishing attacks.
